1. Acceptance of Terms By accessing or using the services offered by Kingdom Financial Institute, you agree to abide by and be bound by these Terms and Conditions. If you do not agree to these terms, you must not use our services.

2. Description of Services Kingdom Financial Institute offers financial literacy and wealth-building courses and related resources. We reserve the right to modify, update, or discontinue any service, course, or content without prior notice.

3. Registration and Account To access certain services, you may be required to register and create an account. You are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account.

4. Payment and Refund Policy Payment terms for our courses and services will be outlined in the specific course or service description. We offer a refund policy, and the terms and conditions for refunds will also be detailed in the specific course or service description.

5. Copyright and Intellectual Property All content provided by Kingdom Financial Institute, including text, graphics, logos, images, videos, and course materials, is protected by intellectual property laws. You may not reproduce, distribute, or use our content without written permission.

6. User Conduct You agree not to use our services for any unlawful or prohibited purpose, including but not limited to:

Posting, transmitting, or sharing any content that violates applicable laws or regulations. Engaging in any activity that disrupts or interferes with the proper functioning of our services.

7. Privacy and Data Security Your use of our services is subject to our Privacy Policy. Please review our Privacy Policy to understand how we collect, use, and protect your personal information.

8. Limitation of Liability Kingdom Financial Institute and its affiliates shall not be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in connection with your use of our services, courses, or content.

9. Indemnification You agree to indemnify and hold Kingdom Financial Institute, its affiliates, and its employees, harmless from any claims, damages, or liabilities, including attorney’s fees, arising out of your use of our services or violation of these Terms and Conditions.

10. Changes to Terms and Conditions We reserve the right to update and modify these Terms and Conditions at any time. The revised terms will be posted on our website, and it is your responsibility to review them regularly. Your continued use of our services constitutes acceptance of the updated terms.

11. Governing Law These Terms and Conditions shall be governed by and construed in accordance with the laws of the State of Michigan, and any disputes shall be subject to the exclusive jurisdiction of the courts in Michigan.

12. Contact Information If you have any questions or concerns about these Terms and Conditions, please contact us at [email protected].

By using Kingdom Financial Institute’s services, you acknowledge that you have read, understood, and agreed to these Terms and Conditions.